How I help mentees
I would support mentees by sharing practical insights on credit risk management, portfolio optimization, and balancing business growth with risk control. Drawing from my experience in maintaining low NPLs, improving collections, and driving recovery strategies, I can guide them on developing analytical thinking, building effective credit processes, and aligning risk strategies with organizational goals.
Key accomplishments
I currently lead the Credit Risk Management team at my organization, where I have successfully aligned our organizational goals with a robust risk strategy — effectively balancing business growth with sound risk management principles.
In my role, I have maintained and sustained a single-digit Non-Performing Loan (NPL) ratio, while driving collection efficiency above 85% across all product verticals. Additionally, I achieved over 50% recovery on previously rested or written-off products.
These milestones reflect my commitment to proactive risk governance, data-driven decision-making, and maintaining portfolio quality without compromising business expansion.
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