AJAYI, Wasiu Adekunle.
Prince Adekunle Abdul-Wasiu Ajayi hails from Epe local Government of Lagos state origin. He had his primary education at Solomon Memorial primary school, Epe and attended the prestigious Epe Grammar School, Epe Lagos state. He is a seasoned banker, Accountant, Financial Data Analyst and Academic person to the cur.
Wasiu Adekunle Ajayi graduated from Lagos State University (LASU) Ojo, Lagos with a Bachelor of Science (B.Sc.) degree in Accounting. He also possesses a graduate degree certificate in Data Analyst (Second Class Upper) from the Chartered Institute of Data Processing and Management of Nigeria (IDPMN) with statutory induction as an Associate member of the same institute.
Additionally, Wasiu being versatile also bagged a Master Degree in Business Administration (MBA) with specialization in financial management from LASU. Professionally, he is an Associate member of Nigeria Institute of Management (NIM-Chartered), Institute of Chartered Economists of Nigeria (ICEN) and prestigiously admitted as a Member of the National Institute of Credit Administration (MICA).
Wasiu has a rich background in Bank Treasury management, Correspondence Banking, Corporate Banking, Bank operation management and Marketing. He started his working career with defunct Epe Community Microfinance Bank as the Bank Accountant/Head of Operation. He worked with Zenith Bank Plc as a Marketing staff and subsequently joined FCMB Plc and Keystone Bank Plc respectively in the same capacity.
Whilst pursuing his career growth and development, he diversified his experience into the Construction as a Project Accountant with R.S.K & Feyi (Nig.) Limited and also with INSIGNIA PRINTS (LFTZ) TECHNOLOGY a sister company to DUFIL the producer of indome noodles as a Finance/Account officer before returning to the banking sector with IBILE MICROFINANCE BANK LIMITED as an Internal Control officer in Internal Control and Compliance Department and until recently redeployed to Risk Management Department (Credit Administration) in the same bank.
At IBILE MFB LIMITED as a Credit Administration Officer where he was drawn heavily on his rich background, exposure and expertise in Finance, Marketing and Internal Control/Risk management, Wasiu’s insight into Credit Risk Management and Credit Administration is not only uncommon but astonishing where he is part of the Risk management department team that developed a woman friendly WIFI product tagged IBILE-NEYBOR and IBILE POS MERCHANT which is currently earning the bank a glowing popularity in the Microfinance Banking circuit via financial inclusion objective. He is a Certified Microfinance Practioneer of Chartered Institute of Bankers of Nigeria (MCP-CIBN) with Ordinary National Diploma (OND) certificate holder from Lagos State Cooperative College, Oko Oba, Agege - Lagos.
In the course of his career, he has built skills, expertise and experience in: Credit Administration, Credit Portfolio management, Loan Monitoring and control; Earlier Warnings Indicators as Credit Risk, Financial Statement Analysis and Modelling, Loan appraisal and structuring and visualize Data to backed up credit appraisals.
Wasiu Adekunle Ajayi is from a royal family lineage, a true LAGOSIAN to the cur. More or less, Wasiu is a projected Microfinance Bank Managing Director in future to come with the grace of God. Thank you and you are welcome
How I help mentees
Value Proposition Based on Experience
? Financial & Banking Expertise
Over 15 years in the financial services industry, spanning microfinance, commercial banking, and corporate finance.
Deep knowledge of treasury management, correspondence banking, and corporate banking operations, enabling him to strengthen institutional liquidity and client relationships.
? Risk & Credit Management
Proven ability in credit administration, portfolio management, loan monitoring, and early warning indicators.
Skilled at financial statement analysis, loan appraisal, and structuring, ensuring sound lending decisions and minimizing default risks.
Co-developed innovative financial inclusion products (IBILE-NEYBOR, IBILE POS Merchant) that boosted customer engagement and positioned IBILE MFB as a leader in microfinance innovation.
? Data Analysis & Decision Support
Certified Financial Data Analyst, adept at using data visualization and modelling to support credit appraisals and risk assessments.
Ability to translate complex financial data into actionable insights for management and stakeholders.
? Leadership & Operational Control
Experience as Head of Operations and Internal Control Officer, ensuring compliance, efficiency, and accountability in banking operations.
Strong background in project accounting and finance management across construction and manufacturing sectors, demonstrating versatility and adaptability.
? Professional Recognition
Certified Microfinance Practitioner (MCP-CIBN) and member of multiple professional institutes (NIM, ICEN, MICA), which validates his credibility and professional standing.
? How He Provides Value
Strategic Growth Driver: Uses his blend of banking, risk management, and data analysis to design products that expand financial inclusion.
Risk Mitigator: Ensures sustainable lending practices by applying rigorous credit risk frameworks.
Operational Excellence: Enhances efficiency and compliance in financial institutions through strong internal control systems.
Innovator: Develops customer-centric financial products that align with market needs.
Mentor & Leader: With his academic and professional background, he can train, guide, and inspire teams to achieve organizational goals.
✨ In summary: Wasiu Adekunle Ajayi provides value by combining financial expertise, risk management acumen, and data-driven decision-making to strengthen institutions, drive innovation, and promote financial inclusion.
Key accomplishments
? Career Roles, Experiences & Accomplishments of Prince Adekunle Abdul-Wasiu Ajayi
? Educational Background
Primary & Secondary Education: Solomon Memorial Primary School, Epe; Epe Grammar School, Lagos State.
Undergraduate: B.Sc. in Accounting (2001), Lagos State University (LASU), Ojo.
Postgraduate & Professional Studies:
Graduate Certificate in Data Analysis (2007), Chartered Institute of Data Processing and Management of Nigeria (IDPMN).
MBA in Financial Management (2009), LASU.
Professional Memberships:
Associate Member, Nigeria Institute of Management (NIM-Chartered).
Member, Institute of Chartered Economists of Nigeria (ICEN).
Member, National Institute of Credit Administration (MICA).
Certified Microfinance Practitioner, Chartered Institute of Bankers of Nigeria (MCP-CIBN).
? Career Journey
2004 – Epe Community Microfinance Bank (Defunct)
Role: Bank Accountant / Head of Operations.
Responsibilities: Treasury management, operations oversight, and financial reporting.
2007 – Zenith Bank Plc
Role: Marketing Staff.
Focus: Corporate banking, client acquisition, and relationship management.
2011 – FCMB Plc
Role: Marketing Staff.
Expanded expertise in corporate banking and financial services.
2013 – Keystone Bank Plc
Role: Marketing Staff.
Continued to strengthen corporate banking and customer engagement.
Diversification into Construction & Manufacturing
R.S.K & Feyi (Nig.) Ltd: Project Accountant.
INSIGNIA PRINTS (LFTZ) TECHNOLOGY (DUFIL Group): Finance/Account Officer.
Gained exposure to project accounting and industrial finance.
IBILE Microfinance Bank Limited
Roles:
Internal Control Officer (Compliance Department).
Credit Administration Officer (Risk Management Department).
Achievements:
Co-developed innovative financial inclusion products:
IBILE-NEYBOR (Women-Friendly WiFi Product).
IBILE POS Merchant.
Enhanced the bank’s reputation in microfinance through risk management and credit administration.
? Key Skills & Expertise
Credit Administration & Risk Management.
Loan Monitoring, Control & Early Warning Indicators.
Financial Statement Analysis & Modelling.
Loan Appraisal, Structuring & Data Visualization.
Treasury & Corporate Banking Operations.
Marketing & Customer Relationship Management.
? Personal Background
Royal lineage from Epe, Lagos State.
Politically inclined and deeply rooted in Lagosian heritage.
Devout Muslim, family-oriented, happily married with three children.
Aspiration: To become a Managing Director of a Microfinance Bank in the near future.
✨ Summary: Wasiu Adekunle Ajayi is a seasoned banker, accountant, financial analyst, and academic with over 15 years of diverse experience across banking, construction, and manufacturing sectors. His contributions to microfinance innovation, risk management, and credit administration have positioned him as a future leader in Nigeria’s financial services industry
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