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Mr. Yahaya Bala is financial expert with experience in Insurance and Banking sub sector with a complimentary role in Business Process Reengineering, Banking Operation, Service Quality Management, Enterprise Risk Management and Business Development. I first started a Carrier in the insurance Sub sector of the financial sector as a young graduate. I worked as financial controller with emphasis on data science management, information technology, customer service management and Business transformation. This exposed me to handling of financial management reporting system, Customer complaint management system and Business transformation system, which lasted for almost two years (April 2008- September 2009) before moving to Banking industry. I joined banking, 1st October 2009 and worked across departments, SBUs as a cross breed of so many units and functions with working experience spanning in 3 geopolitical zones of Nigeria relating with any multicultural community, in fact I was mentioned as one of the most in terms of cultural intelligence at a point. I have experience in business process reengineering which is geared toward seeking improve work performance and efficient/effective service delivery using digital transformation structure and surveying changing customer needs with offering by organisation, that is matching Service quality with customer expectations. Service Quality Management is an internal organ that is use as a tool by management to better the deliverables of organisation which I captured in 3 perspective Performance Appraisals System, Service Level Agreements (SLAs) and Key Performance Indicators (KPIs) all of this perspective is reviewed and related to Job Functions which is my core job description. Banking Operations include analysing balance sheet, control of all operation expenses and supervising Teller/cash Units, Customer Service Unit, Foreign Transaction units and ATM unit. Managed the Balancing Physical, Vault and System transactions and other administrative functions. The business development Unit is that of perpetual acquisition of customers, knowing the red flags of Profit and Loss Position. I became the retail banking champion and work in mass acquisition of customer with more and better offerings for 11 years (2009-2020) Thereafter in the year 2021, I was hired as Head Operations and Performance Evaluation in TRV Unify Solution LTD. A Tax (Revenue) Consultant to Adamawa State and pioneered the reinvigoration and transition from Manual to IT base organisation with sole responsibility of revenue collection in the agricultural Produce endowed in the state (initially). As a manager with over 70 Staff and drive Agricultural, produce revenues collection to unprecedented figures until November 2023. I worked with DEINA Rice as the General Manager (Strategic Level) form December 2023 to May 2005 in charge of whole organisation that ventured in rice Production, Processing and packaging. I am currently the MD/CEO Mivanyi Integrated Farms Limited Also a strategic Position over seeing the Investments of over N50Billion

James Adedeji is an experienced banking professional with strong expertise in relationship management, portfolio management, business development, customer engagement, and financial advisory services. He has demonstrated capacity in driving deposit mobilization, managing risk assets, supporting customer retention strategies, and delivering tailored financial solutions across diverse customer segments. With practical experience in the Nigerian banking industry, he possesses sound knowledge of credit administration, compliance, customer service excellence, and operational efficiency. He is passionate about professional growth, leadership development, and knowledge sharing within the financial services sector. As a mentor under the Chartered Institute of Bankers of Nigeria Mentee Programme, he is committed to guiding emerging professionals by sharing practical insights, fostering ethical banking practices, and supporting career development for future industry leaders.

"Hey, I'm Dauda Naaman, a marketing and management specialist (14+years) with diverse experience. I've worked as a revenue collector, marketing teacher, hospitality manager, sales rep, and currently in the banking sector( Specialist in Credit Administration). I've got a passion for driving growth and sharing knowledge. Excited to guide you on your journey

23 year of Banking Experience in Operations, Audit, Customer Relationship Management, Marketing and Product Development

Kehinde Mubasheer Dawodu is the Chief Legal Counsel and Head, Legal & Regulatory Unit at Ecobank Nigeria, with over two decades of experience in banking law, litigation, regulatory compliance, and corporate governance. He has held key roles including Head, Litigation & ADR and Company Secretary/ Head, Legal & Corporate Affairs at Hallmark Bank Plc, and began his career in tax administration at the Federal Inland Revenue Service (FIRS). As a seasoned in‑house counsel, Kehinde specialises in negotiation, risk management, and structured documentation aligned with business strategy. He is a forward‑thinking leader who mentors emerging lawyers, compliance professionals and young bankers on how to navigate complex regulatory environments while adding value to core banking operations.

I have been operating within the microfinance sector for the past 12year+ starting as assistant Busi ess Development Officer. My journey has seen me taking several roles as a marketer, supervising officer, operation officer. During these stages, I actively participated in different training - product development, project management, recovery etc. These trainings translated to my participating in different product development for the institutions I worked with. Some of my strong skills includes product development, data analysis/mining, train the trainer, development of policy/frameworks to drive process, project, product etc.

I have circa 20years of experience in financial services sector which span across fixed income trading, treasury management, investment banking and private equity investing. I have been involved in a broad spectrum of financial and banking responsibilities, including mergers and acquisitions, finance, treasury management, project management, business turnaround and strategic planning. I have a first degree in Civil engineering from the Federal University of Technology Akure in Nigeria and an MBA from Warwick Business School in the UK. I started my banking career at Access Bank Plc, with an outstanding performance at the Access Bank School of Banking Excellence as the overall (all time) best graduating candidate. At Access, I worked in Banking Operations, Customer Services and later moved to Treasury, primarily as a fixed income trader. In 2011, I joined Heirs Holdings, an African proprietary investment company, where I handled fixed income trading and private equity investment. At Heirs, I was involved in a range of private equity investments across Africa in a range of selected sectors including financial services, oil and gas, agriculture, healthcare, real estate and hospitality. He also handled the impact investing portfolio of the Tony Elumelu Foundation through which capital was invested in businesses to enhance financial and social returns. I later joined the United Bank for Africa, as a Manager in charge of fixed income trading with primary focus on bond trading and fixed income related structures. In 2018, I joined VFD Group as the Group Treasurer and COO for two years before joining Abbey Mortgage bank Plc in 2020 as an Executive Director overseeing Treasury and Business Development.

Over a decade experience in microfinance banking

Risk and Compliance KYC/EDD Treasury

I have worked as a Business Development Manager, Credit Analyst and Data Analyst in Commercial Banks. Currently I am in Asset Management by choice. This gives me a well-rounded experience in the Nigerian Financial Industry.