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AJAYI, Wasiu Adekunle. Prince Adekunle Abdul-Wasiu Ajayi hails from Epe local Government of Lagos state origin. He had his primary education at Solomon Memorial primary school, Epe and attended the prestigious Epe Grammar School, Epe Lagos state. He is a seasoned banker, Accountant, Financial Data Analyst and Academic person to the cur. Wasiu Adekunle Ajayi graduated from Lagos State University (LASU) Ojo, Lagos with a Bachelor of Science (B.Sc.) degree in Accounting. He also possesses a graduate degree certificate in Data Analyst (Second Class Upper) from the Chartered Institute of Data Processing and Management of Nigeria (IDPMN) with statutory induction as an Associate member of the same institute. Additionally, Wasiu being versatile also bagged a Master Degree in Business Administration (MBA) with specialization in financial management from LASU. Professionally, he is an Associate member of Nigeria Institute of Management (NIM-Chartered), Institute of Chartered Economists of Nigeria (ICEN) and prestigiously admitted as a Member of the National Institute of Credit Administration (MICA). Wasiu has a rich background in Bank Treasury management, Correspondence Banking, Corporate Banking, Bank operation management and Marketing. He started his working career with defunct Epe Community Microfinance Bank as the Bank Accountant/Head of Operation. He worked with Zenith Bank Plc as a Marketing staff and subsequently joined FCMB Plc and Keystone Bank Plc respectively in the same capacity. Whilst pursuing his career growth and development, he diversified his experience into the Construction as a Project Accountant with R.S.K & Feyi (Nig.) Limited and also with INSIGNIA PRINTS (LFTZ) TECHNOLOGY a sister company to DUFIL the producer of indome noodles as a Finance/Account officer before returning to the banking sector with IBILE MICROFINANCE BANK LIMITED as an Internal Control officer in Internal Control and Compliance Department and until recently redeployed to Risk Management Department (Credit Administration) in the same bank. At IBILE MFB LIMITED as a Credit Administration Officer where he was drawn heavily on his rich background, exposure and expertise in Finance, Marketing and Internal Control/Risk management, Wasiu’s insight into Credit Risk Management and Credit Administration is not only uncommon but astonishing where he is part of the Risk management department team that developed a woman friendly WIFI product tagged IBILE-NEYBOR and IBILE POS MERCHANT which is currently earning the bank a glowing popularity in the Microfinance Banking circuit via financial inclusion objective. He is a Certified Microfinance Practioneer of Chartered Institute of Bankers of Nigeria (MCP-CIBN) with Ordinary National Diploma (OND) certificate holder from Lagos State Cooperative College, Oko Oba, Agege - Lagos. In the course of his career, he has built skills, expertise and experience in: Credit Administration, Credit Portfolio management, Loan Monitoring and control; Earlier Warnings Indicators as Credit Risk, Financial Statement Analysis and Modelling, Loan appraisal and structuring and visualize Data to backed up credit appraisals. Wasiu Adekunle Ajayi is from a royal family lineage, a true LAGOSIAN to the cur. More or less, Wasiu is a projected Microfinance Bank Managing Director in future to come with the grace of God. Thank you and you are welcome