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I Obtained Master of Science (M.sc) from Ignatius Ajuru University of Education Port Harcourt in Finance, Public Finance option, Bachelor of Science (BSc) in Finance and Banking from Southern Delta University, Ozoro Delta State, Higher National Diploma (HND) in Banking and Finance from Rivers State Polytechnic, Bori, National Diploma (OND) in Insurance and Risk Mgt. Professionally; a member of The Chartered Institute of Bankers of Nigeria, Nigerian Institute of Management, International Strategic Management Institute USA, PMP from Regenesys Business School South Africa. An Ordained Pastor with The Redeemed Christian Church of God, currently pastoring a branch in Delta 15 Province Region 34. Started my Banking Career with Diamond Bank Plc now Access Bank Plc as a Bulk Teller, thereafter moved to Rivers State Microfinance Bank Ltd (RIMA) as a Debt Recovery Officer, moved to Private sector with Everyday Group of Company as an Accounts/Bank Reconciliation Officer, work in Teko Group of School as School Accountant, Worked in Real Estate Company as a Group Accountant and finally working with Rainoil Limited as Retail Station Manager and a lecturer to a University. Happily Married with two children.

Professional Profile I am a results-driven Financial Inclusion Innovation Manager, Business Coach, Management Consultant, and Agile Business Transformer, with extensive leadership experience as an MD/CEO, Credit Analyst, and Investment Partner. My career is built on a foundation of empowering businesses through financial innovation, driving growth, and leveraging technology to foster inclusion and sustainability. My career began in 2009 with AB Microfinance Bank, a multinational institution headquartered in Berlin, Germany, where I rose from a Trainee Loan Officer to Senior Credit Analyst, mastering the intricacies of credit analysis, SME financing, and lending operations. At Letshego Microfinance Bank, I served as a Branch Manager and key trainer, delivering comprehensive induction and seasonal training programs on lending technology while helping launch innovative products like Education and Health Sector Loans. As Head of the Commercial Department at Nigeria’s first education-focused microfinance institution, Edfin Microfinance Bank, I led efforts to expand market reach and drive customer-centric solutions to low cost private schools in Lagos. I later assumed the role of MD/CEO at Lifegate Microfinance Bank Limited, where I guided the bank’s operations and strategy towards sustainable growth. At Rivy (formerly Payhippo), I hold the role of Head of Credit, where I combined my expertise in business development and credit analysis to enhance client acquisition, streamline credit processes, and ensure effective risk management. My leadership enabled the company to scale its operations and deliver tech-enabled financial solutions that empowered underserved businesses. As the Founder/CEO of Luminex Business School and Consult, I now lead programs that equip entrepreneurs with practical, market-driven skills in business strategy, financial management, and value creation. Academically, I hold a Bachelor’s degree in Accounting from Benson Idahosa University and a Master’s in Business Administration (Finance) from Ladoke Akintola University of Technology. I am a certified member of the Chartered Institute of Bankers Nigeria (CIBN) in microfinance and have earned a Certificate in Digital Strategy for Business from Columbia Business School (Emeritus). I am further equipped with certifications in Data Analytics, Business Continuity, Leadership, Creativity and Innovation, Disruptive Leadership, Design Thinking, Emotional Intelligence, and Strategic Planning. These credentials reflect my commitment to continuous learning and my ability to navigate complex challenges with innovative, data-driven solutions. I come with over a decade of impactful leadership, I bring a proven track record in delivering financial solutions, fostering business transformation, and driving sustainable growth for organizations and communities alike.