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? UGUTE EVELYN OGHENEFEJIRO (Also known as Obodo Evelyn Fejiro) FICA, MCIB, PGD Bus. Admin ________________________________________ ?️ Leadership & Executive Roles • Managing Director/CEO, Coastline Microfinance Bank Ltd, Delta State Led the bank for over six years, championing regulatory compliance, operational growth, and customer outreach initiatives. • Chairperson, National Association of Microfinance Banks (NAMB), Delta State Chapter (2022–2024) Provided strategic oversight, policy advocacy, and coordinated the activities of microfinance banks within the state. • Former Secretary General, NAMB South-South Zone Played a key role in regional coordination, stakeholder engagement, and regulatory policy dialogue. • Member, National Executive Committee (NEC), NAMB Contributed to national-level decision-making and industry advocacy for sustainable microfinance development. ________________________________________ ? Thought Leadership & Consultancy • Chief Consultant, Evolvepro Consultancy Offers expert advisory services to financial institutions on operational efficiency, risk mitigation, regulatory compliance, and staff capacity development. • Founder & CEO, Divlyn Career Hub A career and business development platform providing: o Microfinance Career Guide – job support, career orientation, and 500+ bank profiles o AI Money-Making Skills Program – empowering individuals and small businesses with income-generating AI tools and skills ________________________________________ ? Education & Certifications • PGD in Business Administration, Delta State University, Abraka • PGD in Credit Administration, Institute of Credit Administration • Certified Microfinance Banker (MCIB) – Chartered Institute of Bankers of Nigeria • FICA – Fellow, Institute of Credit Administration ________________________________________ ?️ Specialized Training & Capacity Building • Branch Operations Management (Understanding the Branch MPR) – FITC • Mitigating Due Diligence Exposure & Emerging ML/FT/PF Risks – For Microfinance Banks • Corporate Governance, Regulatory Compliance & Strategic Leadership – DBN Capacity Building Program for MFBs/OFIs ________________________________________ ? Awards & Recognition • Exemplary Leadership Award, NAMB Delta Chapter (2022–2024) • Widely acknowledged for impactful leadership, capacity development, and regulatory excellence in the microfinance sector. ________________________________________ ? Social Presence • LinkedIn: Fejiro Ugute • Twitter (X): @evelyn_fejiro_u • Instagram: @fejiro_ugute • Facebook: Obodo Evelyn Fejiro ________________________________________ ? Current Role • Head of Operations, Infinity Microfinance Bank Ltd, Lagos Currently leading operations, overseeing core units such as customer service, teller, fund transfer, vaulting, and GL postings to ensure seamless service delivery and regulatory compliance.

I’m a Customer Experience and Operations Professional who has progressed from front-line roles to leadership. I specialize in improving service delivery, driving team performance, and achieving business growth. I’m passionate about mentorship and empowering teams to reach their full potential.

Stanbic IBTC Bank, Sterling bank (Alternative window), Jaiz Bank Public Sector Group, First Bank Nigeria Public Sector Directorate

Over the course of my career, I have played strategic and transformational roles across the Information Technology landscape, with a strong focus on aligning technology with business growth, operational efficiency, and regulatory compliance within the financial services sector — particularly in the microfinance banking space. Currently, I serve as the Head of Information Technology at Sabi Microfinance Bank where I am currently restructuring their IT structure from internal procedures, to channels to enabling resilient security procedures etc. Previously I was the Head of Information Technology at Rehoboth Microfinance Bank, where I lead the end-to-end management of the bank’s IT infrastructure, cybersecurity framework, digital channels, and automation initiatives. My role is both technical and strategic — bridging management objectives with innovative technology solutions to drive digital inclusion, customer experience, and institutional resilience. ________________________________________ Key Responsibilities and Experience Highlights: 1. Strategic IT Leadership and Governance: I developed and implemented the bank’s IT governance framework, ensuring alignment with CBN and NDPR compliance requirements. I also established clear IT policies, disaster recovery plans, and a technology roadmap that supports both current operations and future digital growth. 2. Digital Transformation and Innovation: I spearheaded the successful deployment of the Rehoboth Mobile App, an omni-channel digital banking platform that increased transaction volumes by over 60% within the first year. I also introduced core automation systems for loan processing, internal approvals, and reporting — improving turnaround time and reducing manual errors significantly. 3. Infrastructure and Cybersecurity Management: I led the migration of legacy infrastructure to a hybrid cloud environment, improving system uptime and scalability. I also strengthened cybersecurity posture through multi-layer security protocols, endpoint monitoring, and staff awareness programs — maintaining zero critical incidents across several audit cycles. 4. Business Process Automation and Operational Efficiency: Through a series of in-house automations, I optimized internal workflows for HR, Finance, and Operations, including automated staff appraisal systems, digital loan application processing, and centralized data reporting dashboards. 5. Team Leadership and Capacity Building: I built and mentored a high-performing IT team capable of managing enterprise systems and providing rapid support to both internal and external users. My leadership approach emphasizes knowledge sharing, accountability, and cross-functional collaboration to achieve sustainable productivity. ________________________________________ Key Accomplishments: • Digital Channel Expansion: Designed and launched a secure mobile banking solution that now serves a majority of customers digitally. • Process Automation: Introduced automated customer onboarding and credit assessment systems that cut onboarding time by 40%. • Compliance and Audit Success: Achieved consistent top ratings in IT and security audits, with no major findings across consecutive years. • Innovation Recognition: Recognized by management for excellence in driving the bank’s IT modernization agenda and supporting financial inclusion strategies. • Operational Resilience: Ensured 99.9% uptime of critical banking applications and seamless business continuity during major system transitions. ________________________________________ Summary of Professional Impact: In essence, my career has been dedicated to transforming technology from a support function into a business enabler — one that enhances service delivery, drives profitability, and secures the organization’s digital future. My blend of strategic vision, technical depth, and leadership experience has consistently helped organizations optimize operations, safeguard data, and deliver value to both customers and stakeholders.

I have circa 20years of experience in financial services sector which span across fixed income trading, treasury management, investment banking and private equity investing. I have been involved in a broad spectrum of financial and banking responsibilities, including mergers and acquisitions, finance, treasury management, project management, business turnaround and strategic planning. I have a first degree in Civil engineering from the Federal University of Technology Akure in Nigeria and an MBA from Warwick Business School in the UK. I started my banking career at Access Bank Plc, with an outstanding performance at the Access Bank School of Banking Excellence as the overall (all time) best graduating candidate. At Access, I worked in Banking Operations, Customer Services and later moved to Treasury, primarily as a fixed income trader. In 2011, I joined Heirs Holdings, an African proprietary investment company, where I handled fixed income trading and private equity investment. At Heirs, I was involved in a range of private equity investments across Africa in a range of selected sectors including financial services, oil and gas, agriculture, healthcare, real estate and hospitality. He also handled the impact investing portfolio of the Tony Elumelu Foundation through which capital was invested in businesses to enhance financial and social returns. I later joined the United Bank for Africa, as a Manager in charge of fixed income trading with primary focus on bond trading and fixed income related structures. In 2018, I joined VFD Group as the Group Treasurer and COO for two years before joining Abbey Mortgage bank Plc in 2020 as an Executive Director overseeing Treasury and Business Development.