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Mr. Yahaya Bala is financial expert with experience in Insurance and Banking sub sector with a complimentary role in Business Process Reengineering, Banking Operation, Service Quality Management, Enterprise Risk Management and Business Development. I first started a Carrier in the insurance Sub sector of the financial sector as a young graduate. I worked as financial controller with emphasis on data science management, information technology, customer service management and Business transformation. This exposed me to handling of financial management reporting system, Customer complaint management system and Business transformation system, which lasted for almost two years (April 2008- September 2009) before moving to Banking industry. I joined banking, 1st October 2009 and worked across departments, SBUs as a cross breed of so many units and functions with working experience spanning in 3 geopolitical zones of Nigeria relating with any multicultural community, in fact I was mentioned as one of the most in terms of cultural intelligence at a point. I have experience in business process reengineering which is geared toward seeking improve work performance and efficient/effective service delivery using digital transformation structure and surveying changing customer needs with offering by organisation, that is matching Service quality with customer expectations. Service Quality Management is an internal organ that is use as a tool by management to better the deliverables of organisation which I captured in 3 perspective Performance Appraisals System, Service Level Agreements (SLAs) and Key Performance Indicators (KPIs) all of this perspective is reviewed and related to Job Functions which is my core job description. Banking Operations include analysing balance sheet, control of all operation expenses and supervising Teller/cash Units, Customer Service Unit, Foreign Transaction units and ATM unit. Managed the Balancing Physical, Vault and System transactions and other administrative functions. The business development Unit is that of perpetual acquisition of customers, knowing the red flags of Profit and Loss Position. I became the retail banking champion and work in mass acquisition of customer with more and better offerings for 11 years (2009-2020) Thereafter in the year 2021, I was hired as Head Operations and Performance Evaluation in TRV Unify Solution LTD. A Tax (Revenue) Consultant to Adamawa State and pioneered the reinvigoration and transition from Manual to IT base organisation with sole responsibility of revenue collection in the agricultural Produce endowed in the state (initially). As a manager with over 70 Staff and drive Agricultural, produce revenues collection to unprecedented figures until November 2023. I worked with DEINA Rice as the General Manager (Strategic Level) form December 2023 to May 2005 in charge of whole organisation that ventured in rice Production, Processing and packaging. I am currently the MD/CEO Mivanyi Integrated Farms Limited Also a strategic Position over seeing the Investments of over N50Billion

"Hey, I'm Dauda Naaman, a marketing and management specialist (14+years) with diverse experience. I've worked as a revenue collector, marketing teacher, hospitality management, sales rep, and currently in the banking sector( Specialist in Credit Administration). I've got a passion for driving growth and sharing knowledge. Excited to guide you on your journey

I have worked as a Business Development Manager, Credit Analyst and Data Analyst in Commercial Banks. Currently I am in Asset Management by choice. This gives me a well-rounded experience in the Nigerian Financial Industry.

A Chartered Banker with Distinction in Management of Financial Institutions Subject. Have accumulated twenty-three years’ experience in banking operations, deposit insurance, bank liquidation, and Research & Policy Analysis; this spans across Intercity Bank (now Unity bank), Ecobank, and FCMB before joining the Nigeria Deposit Insurance Corporation, NDIC. Have worked in the Corporation’s Debt Recovery Policy Review; Involved in designing the Bank Liquidation Accounting and Management application; worked in the committee for the review of NDIC framework for financial and technical assistance; special task-force on banks in liquidation; formulation of specialized winding-up rules for failed insured institutions. Have represented the Corporation in technical committees and working groups in NDIC, CBN and Community of African Banking Supervisors – a subsidiary of the Association of African Central Banks etc. Mr. Gide has participated in the Financial Stability Institute’s Bank Crisis Simulation Project for Africa. Attended various management and technical courses across diverse subjects in banking, deposit insurance, economics and finance. These include Advanced Research Methodology; Bank Examination; Bank Supervision; Islamic Banking and Finance; Islamic Liquidity Management; Macroeconomic Diagnostics; Macroeconomic and Technical Analysis; Macro-econometric Modelling and Policy Analysis; Specialized Credit Analysis; Risk-Based Supervision; etc.

A professional banker with twenty-five years of post-graduation experience, of which over nineteen years and counting have been garnered in core commercial and microfinance banking. With in-depth expertise in sales and marketing, risk management, credit analytics, revenue mobilization & business development, corporate and customer service, management consultancy services, entrepreneurship, micro and small scale development, mentoring and entrepreneurship development skills, among others. I have achieved the above feat by exhibiting strong character on and off the job with a passion for achieving optimum results.

Precious Ekezie is the MD/CEO of Airvend Payment Services Ltd, a CBN-licensed FinTech company driving innovation in digital payments and financial inclusion. With over eight years of experience in technology leadership, product development, and regulatory compliance, he holds a B.Sc. in Computer Science and an MBA with a specialization in Artificial Intelligence. Precious is passionate about leveraging AI and emerging technologies to enhance operational efficiency and expand access to financial services across Africa. He loves watching Barcelona FC win!

Rafiat Onitiri FCIB, FERP, FICA Executive Profile Rafiat Onitiri is a banking executive with over 30 years of experience across retail, commercial, private, and regional banking. She serves on the Governing Council of the Chartered Institute of Bankers of Nigeria (CIBN) and as Chairperson of the Association of Professional Women Bankers (APWB). Current Leadership Roles Managing Director, FIC Professionals Network Plc: Leads cross-sector initiatives pioneering Agency Banking Certification in collaboration with CIBN, SANEF, and the Office of the Vice President of Nigeria. Founder, ATHROL Empowerment Initiative: Directs programs focused on financial inclusion and economic empowerment for underserved women. Governing Council Member, CIBN & Chairperson, APWB: Guides policy, professional standards, and gender inclusion initiatives within the banking sector. Selected Career Highlights Served in senior executive roles at Polaris Bank (formerly Skye Bank), leading commercial banking strategies with a focus on SME development. Represented Africa as Student Representative during her Chartered Banker MBA program at Bangor University and served as a CIBN Ambassador. Education & Credentials Chartered Banker MBA – Bangor University, Wales M.Sc. in Marketing Management – Lagos State University Senior Management Program (SMP) – Lagos Business School, Pan-Atlantic University Professional Affiliations: Fellow, CIBN (FCIB); Fellow, Enterprise Risk Professionals (FERP); Fellow, Institute of Credit Administration (FICA); Associate, Chartered Banker Institute (Scotland)